i just got a super predatory debt collection letter. it was for a $113 debt from citizens bank, who i had an account with when i was 16 (20 years ago). the letter appeared to be an offer to cancel the debt if i paid them $22.75. HOWEVER, the actual wording is, “The amount of the debt is $113.77 and we will accept $22.75.” so, no MENTION of canceling the debt, but the implication is there because many collectors of current debt offer to settle for a percentage.
at the bottom of the letter, it says: “Because of the age of your debt, we cannot sue you for it and we cannot report to any credit reporting agency. In many circumstances, you can renew the debt and start the time period for the filing of a lawsuit against you if you take specific actions such as making payments on the debt or making a written promise to pay.”
basically… i don’t owe this money anymore, the debt is so old they can’t legally sue me for it OR put it on my credit report, BUT if i take their generous offer of paying them $22.75… they can sue me for the full amount because making a payment makes the debt current.
no thanks, jefferson capital systems llc.
always, always read the entire letter! it is so important because of semantic awfulness like this!
Did you know? It’s your RIGHT to access reproductive healthcare without being intimidated or terrorized.
People need to see this.
It is illegal to willingly harass and intimidate a person on purpose, even if you are doing it outside of an abortion clinic. Remember this, pro-lifers. You can and will be charged. ❤
Something that really fucks me up is the realization that stuff I’ve thought of as ancient history (like WWII) was not that long ago.
To me, “the 80′s” were just “a decade before I was born”
But now, as we near 2020, “the 80′s” becomes “forty years ago.”
WWII ended for us in 1945.
So, for people who were living in the 80′s, WWII was “forty years ago.”
Not even.
The difference between 1945 and 1980 is thirty five years.
It’s all so much closer than we fully realize. We’re not so different from who we were then.
So, forty years from now, what will ‘this day and age’ look like? How will ‘forty years ago’ be remembered? And how will our vision of ‘the future’ change with it?
Not too long ago, my friend Bella came out as aromantic to me, and now I’ve got some things to say.
I was the one who told her what aromantic means, because I was explaining different sexual orientations to her. I remember saying, “Asexualiy is when you have romantic attraction, but no sexual attraction.”
Bella immedently, without missing a beat, asked, “Is there an opposite to that?”
I asked what she meant, and she asked if there was a term for sexual attraction but no romantic attraction. I told her about aromantics. She got weirdly quiet, then excused herself.
Not two weeks later I was heading to my boat. I was supposed to meet Bella and another one of our muteral friends there for a day of fishing.
As soon as I was in earshot, I saw Bella storming off the boat, and our other friend standing there like an idiot. Boi had no idea what was happening.
Anyway, Bella isn’t looking where she’s going and walks smack dab into me. That’s when I realized she was crying. Puffy red eyes, wet cheeks, the whole nine yards… And if you know anything about Bells, she does not cry. Ever.
She’s been through some serious crap in her life, and she does not cry. She’s tough as nails. Bella has a steel core. She does not not cry. I’ve seen her fall off a roof and break her arm before, not a single tear. I can’t stress this enough, Bella. Doesn’t. Cry.
So seeing her in tears shook me. I took her by the shoulders and escorted her somewhere more private where we could talk. We ended up in the women’s restroom, which was weird as fuck for me, because haven’t been in a woman’s rest room for years. Luckily it was empty, and I’m realistic, I know I don’t pass so well, so I don’t think anyone would have said anything anyway.
Before I can even ask her what’s wrong she hugs me around my middle and burys her face in my hoodie. Then, in a voice I can only describe as traumatized, she says, “I think I’m broken.”
I’ve never seen her in so much pain, and Bella and I are CLOSE. She’s one of my dearest friends. She’s like my little sister, but if she’s like my sister, our other muteral friend is like her twin. He and Bella have know each other WAY longer, they’re practically inseparable. They come as a pair. They’re a duo. They’re a package deal.
Appearently, said muteral friend asked Bella out and forcefully kissed her. She shoved him off, and told him she’s aromantic, which she only recently figured out. She wasn’t ready to be out, but this muteral friend left her no choice. She tried telling him no, and he didn’t listen. Bella saw no other option.
Quote on quote, this is what he said to Bella. “That’s okay. You just haven’t dated me yet. We’ve been like, unofficially together for years. You’re probably just freaked out that it’s finally going somewhere.”
After that I’m not 100% clear on what happened, but apparently Bella kept saying no Nd trying to explain herself, but he kept insisting he could ‘fix her.’
Eventudally she started crying and stormed away. That’s when I found her.
Keep in mind, this was her first experience coming out, and her best, closest friend insisted he could fix her and forcefully kissed her. I found out later he also implied corrective rape would ‘solve the problem.’
Bella was traumatized. She’s still traumatized. I tried to make her feel better by buying her an aro pride shirt, and taking her go a local LGBTQ+ hang out. I wanted her to be around like minded people, so she could see she wasn’t broken, and her identity deserved to be respected.
Instead of a warm, welcoming environment… The first thing someone said to her was, “This place is for REAL lgbt people. You don’t belong here.” He also implied she wasn’t human.
Just think about that for a minute. Her first experiences with being an out aromantic have been limited to;
A person she trusted more than anyone forcing himself upon her, claiming she was ill, and needed to be fixed. (Raped.)
Sobbing in my arms in the women’s restroom because she thought she was broken and defective.
Being told she wasn’t welcomed in LGBTQ+ spaces and called inhuman.
This isn’t what I want for her. Bella deserves better than this. She needs a support system, not all this crap. I’ve spent the past week trying to undo all the damage exclusionists, arophobes, and people she trusted did.
Aromantics and asexuals belong in the LGBTQ+ community. You literally cannot change my mind.
Did I already queue this? Dunno. But let me say that I’ve never stood by while gatekeepers try to well, gatekeep.
I didn’t put up with it as a teenager really into sci-fi, I didn’t put up with it from the dude bros in game and comic shops, and I certainly won’t stand for it in my LGBT+ community.
Aces and aros are welcome in my community.
You bet your ass that aces and aros are allowed here. And you can fight me if you don’t agree.
Yeah, and just as a point to exclusionists: Calling an asexual person straight is illogical as heck. You don’t call a nb person cis, do you? You don’t call the number 0 positive either, but here we are. ARO AND ACE PEOPLE BELONG IN THE LGBT+ COMMUNITY, AND I WILL FIGHT FOR YOU
Went by the door this was on today and they had erased my contribution. Only my contribution, not any of the other comments.
Guess they don’t appreciate Classic Memes.
-Skeletor, Popular Meme Man (also animated villain)
Left this today, just as a friendly neighborly reminder that I saw and noted their dissatisfaction with my earlier meme contribution, and that I Do Not Care
(actually I do care I think it’s amusing)
im wheezing it was only up for two hours and they’ve erased that one too XD this is war I need to brush up on my Skeletor knowledge pls send me any meme-worthy Skeletor lore you may have (ooh that rhymes)
So now I’m watching He-Man clips and my gosh it’s just the campiest, most hilarious, greatest thing I’ve ever seen I love it
So I haven’t updated this in a lil while. Here’s what happened. This is the last Skeletor I left:
“You DARE to erase…SKELETOR??”
The next one, continuing my tradition of Skeletor steadily getting angrier and closer to the viewer, was this one:
At this point I was just determined to keep inflicting them with stealth Skeletors until they gave some sort of response. If they left a “please stop” note I (probably) would. But they didn’t offer any sort of acknowledgement. Instead, they did something truly heinous. They took the marker away.
This was after one of my roommates had also contributed her own trademark weird lil whiteboard buddy to intensify the strangeness; unfortunately I didn’t get a picture of him. But yeah. For a couple weeks I did nothing here, because there was no marker.
But then. I was able to get to the WalMart.
As you will see here, the marker has been removed…. and I did not let that stop me.
I could hear someone moving around in the apartment while I was drawing and as usual I was trapped between “it looks terrible, can I fix it??” and “I need to scribble real real fast & get out before someone shows up” because it’s funnier if the meme drawings just randomly appear out of nowhere, left by a Meme Ghost who lives on the floor above and not a real human being (also I’m not sure how I would explain myself if caught, I’d probably just start cackling awkwardly and then flee the scene)
ANYWAY. To conclude this (for now) um…. Nyehehehehe
It was gone the next time I checked, after like two or three hours. Here’s today’s.
THEY TOOK THE ENTIRE BOARD DOWN.
Honestly this had me kind of concerned because like… obviously these people have no appreciation for good memes, what if they just don’t comprehend humor at all? What if they legitimately thought this was a threat? I don’t want these people going through life thinking that they were genuinely threatened by the mysterious Skeletor prankster so
That’s an address sticker from the post office because the other option was clear tape and I didn’t want to risk it messing up their door. I am an honorable prankster.
I went seriously overboard on the small notes. Idk if it’s even in character I feel like people generally take Skeletor seriously, in the small amount of source material I’ve actually seen. Anyway, if they take the hint and ask me to stop, I have a plan for a final goodbye drawing. If not….
Y’all got any bizarre, vaguely villain-ish compliments I can start leaving? Nothing legit disturbing. I wanna make their day a little more surreal, but not unpleasant.
Marshmellowmilktea 